feat(loyalty): give new balances their expiry

Every lot now gets its expiry when it is created (docs/prd-point-coin.md
F12, PC-502), where it used to never expire until note N4 was settled:

- EARN and an ADJUSTMENT that adds: ComputeExpiry of the organization's
  settings for that currency, from the moment received.
- EXCHANGE_IN: the sooner of the EnakCoin lot's expiry and when EnakPoint
  received now expire (F4).
- PAYMENT_REFUND: the expiry of the lot the EnakPoint came from, but at
  least seven days from the refund (N4, decided). A lot that never expired
  stays so.
- TRANSFER_IN: unchanged, exactly the sender's expiry.

Turning expiry on for a currency for the first time dates every lot of the
organization that still holds something and has no expiry, MIGRATION lots
included, in the same transaction as the setting: a full period from now
when ROLLING, the second fixed date on or after today when FIXED_DATE, so
no customer loses a balance soon after the rule is announced (N4,
decided). Turning it off leaves dated lots as they are. PUT
/marketing/loyalty-settings reports these as expiry_activations (currency,
lots, amount, expires_at); a dry run counts them without dating anything.

The earning processor now also reads the organization settings, and the
wallet admin processor takes the settings reader.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
This commit is contained in:
efrilm
2026-09-30 13:29:25 +07:00
co-authored by Claude Opus 5.5
parent 9ce55e6002
commit 4d63673a25
16 changed files with 269 additions and 63 deletions
@@ -169,7 +169,7 @@ func (p *WalletExchangeProcessor) Exchange(ctx context.Context, customerID uuid.
Metadata: metadata,
IdempotencyKey: inKey,
},
Lots: exchangeLots(out.Allocations, rate),
Lots: exchangeLots(out.Allocations, rate, ComputeExpiry(settings.PointExpiry, p.now())),
})
if err != nil {
return err
@@ -225,10 +225,9 @@ func exchangePoints(coins int64, rate models.LoyaltyExchangeSettings) int64 {
// and after it, which adds up exactly because the total is a multiple of
// coin_amount. A lot too small to earn a whole EnakPoint on its own gives none.
//
// F4 caps the expiry at now + the EnakPoint validity as well. EnakPoint have no
// validity until the expiry model is decided (F12, note N4), so for now the EnakCoin
// lot's expiry is the only bound.
func exchangeLots(allocations []WalletAllocation, rate models.LoyaltyExchangeSettings) []WalletLotInput {
// Each part expires at the sooner of its EnakCoin lot's expiry and pointExpiry, when an
// EnakPoint received now would expire (F4); nil means never.
func exchangeLots(allocations []WalletAllocation, rate models.LoyaltyExchangeSettings, pointExpiry *time.Time) []WalletLotInput {
var lots []WalletLotInput
var coinsSoFar int64
for _, a := range allocations {
@@ -239,7 +238,7 @@ func exchangeLots(allocations []WalletAllocation, rate models.LoyaltyExchangeSet
continue
}
lotID := a.LotID
lots = append(lots, WalletLotInput{Amount: points, ExpiresAt: a.ExpiresAt, OriginLotID: &lotID})
lots = append(lots, WalletLotInput{Amount: points, ExpiresAt: EarlierExpiry(a.ExpiresAt, pointExpiry), OriginLotID: &lotID})
}
return lots
}