-- Customer PIN (docs/prd-point-coin.md F11, K8). A 6-digit PIN, separate from the -- login password, approves everything that moves EnakPoint or EnakCoin on the -- customer's request. Only its bcrypt hash is stored. ALTER TABLE customers ADD COLUMN pin_hash VARCHAR(255), ADD COLUMN pin_set_at TIMESTAMP WITH TIME ZONE, -- Kept in the database, not a cache, so it cannot be dodged by waiting for a cache -- to expire or by hitting another server (Q17). ADD COLUMN pin_failed_attempts INT NOT NULL DEFAULT 0, ADD COLUMN pin_locked_until TIMESTAMP WITH TIME ZONE, -- Outgoing transfers are held for 24 hours after a PIN reset (Q16). ADD COLUMN transfer_blocked_until TIMESTAMP WITH TIME ZONE, ADD CONSTRAINT chk_customers_pin_failed_attempts CHECK (pin_failed_attempts >= 0); -- Security log of PIN events. Not a balance movement, so not in wallet_transactions. CREATE TABLE customer_security_events ( id UUID PRIMARY KEY DEFAULT gen_random_uuid(), customer_id UUID NOT NULL REFERENCES customers(id) ON DELETE RESTRICT, -- PIN_SET, PIN_CHANGED, PIN_RESET, PIN_FAILED, PIN_LOCKED, PIN_REMOVED_BY_ADMIN event VARCHAR(30) NOT NULL, -- The admin, for PIN_REMOVED_BY_ADMIN. actor_user UUID, reason VARCHAR(255), ip_address VARCHAR(45), user_agent VARCHAR(255), created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(), CONSTRAINT chk_customer_security_events_admin CHECK ( event <> 'PIN_REMOVED_BY_ADMIN' OR (actor_user IS NOT NULL AND reason IS NOT NULL)) ); CREATE INDEX idx_customer_security_events_customer_id_created_at ON customer_security_events(customer_id, created_at DESC);